The private bank says rates on its two-year tracker range now start at 84bps over Investec Bank’s base rate, currently 5.25%, at 65% loan to value.

Two-year BTL tracker rates at up to 70% LTV, start at 1.34% over Investec Bank base rate.

The lender adds that residential fixed-rate offers now start at 5.99% for a two-year term, or 5.69% for five years at 65% LTV.

For BTL mortgages, offers start at 6.49% for two-year fixes and 6.19% for five-year products.

There are no early repayment charges on the entire tracker range for owner-occupier revolver and self-build cases.  

The firm says: “This will ensure that clients have total flexibility if they select a tracker rate to maximise their financial planning opportunities.”

Mortgages are available as multi-part options, such as fixed, tracker, interest-only, capital repayment and differing terms. 

Overpayments of up to 10% a year are permitted on all fixed-rate deals.

Investec Bank head of intermediary business development Peter Izard says: “We look forward to assisting our intermediary partners and their clients in providing our wholly bespoke high-net-worth mortgage offering.

“Our selective rate cuts in our tracker rates offer our clients extensive choice and flexibility to meet their complex lending needs. 

“Our private bankers offer a bespoke underwriting service, together with no requirements for assets under management, Investec remains a leading provider of finance to the high-net-worth market.”