Halifax has announced it will be making rate changes of up to 0.32% on two-year products and selected 10-year products across multiple ranges, effective 18 July. 

The product ranges include its homebuyer, new build, large loan, first homes and affordable housing – shared equity, shared ownership and resale price covenant products including equivalent green home products.

Two-year fixes now start at 3.24%, with the biggest change of 0.32% occurring at 80% and 85% LTV.

Another significant change is the 60% and 90% LTV two-year fixes, which will increase from 3.24% to 3.51% and 3.38% to 3.65% respectively.

Five-year fixes now start at 3.51%, with the biggest change occurring at 60% LTV where the rate increased from 3.45% to 3.66%.

Other changes saw the 95% LTV with no product fee reduced from 4.14% to 4.00%, while the 95% LTV with a £995 product fee was also reduced from 4.06% to 3.88%.

Meanwhile, changes for 10-year fixes included 75% LTV with a product fee of £999 increase from 3.38% to 3.43%.