Accord Mortgages is making cuts across both its residential and buy-to-let product ranges this week.

Changes include reductions of up to 0.10% across a wide selection of residential products from 75% loan-to-value (LTV), including products for borrowers with just a 5% deposit.

At the same time, the intermediary-only lender’s buy-to-let range for landlord clients sees two-and three-year fixed rates up to 80% LTV reduced by 0.25%; with five-year fixes reduced by 0.20%. Tracker rates are going down by 0.05%. End dates are also extended to 31 May, to maximise product term value.

Examples for residential borrowers include a a five-year fix at 4.54% (was 4.64%) up to 75% LTV, suitable for house purchase which comes with a £1,995 fee, £250 cashback and free standard valuation

And for lor landlord borrowers, new deals include a  two-year fixed rate at 4.39% (was 4.64%) for those remortgaging at 60% LTV, which comes with a £3,495 fee, remortgage legal service and free standard valuation.

Another lender, Keystone Property Finance, has announced it is reducing  all rates by 15bps.

This move follows on from previous reductions made last month and applies to all two-year and five-year fixed rates across Keystone’s Standard, Specialist, Ex-pat, Holiday Lets and Product Transfer ranges.

Keystone’s new rates now start at Standard: 3.34% up to 70% LTV; Specialist: 3.39% up to 70% LTV; Ex-pat: 4.89% up to 65% LTV; Holiday Lets: 5.04% up to 65% LTV; Product Transfer and Product Transfer Plus: 4.99% up to 65% LTV; and Switch & Fix: 6.29% up to 65% LTV.