Virgin Money has cut home loan rates across a range of exclusive and product transfer deals by up to 80 basis points.
The high street lender’s reductions cover:
Purchase exclusives with £500 cashback
- Two-Year fixes, with a £1,295 fee, down by up 16bps, start from 4.47%
- Five-Year fixes, with a £1,295 fee, down by up to 27bps, start from 3.92%
- Two-year fixed-rate fee-savers down by up to 30bps, start from 4.79%
- Five-year fixed-rate fee-savers down by up to 35bps, start from 4.25%
Professional purchase exclusives with £300 cashback
- Two-year fixed-rate fee-savers down by up to 80bps, start from 4.87%
- Five-year fixed-rate fee-savers down by up to 64bps, start from 4.26%
Remortgage exclusives with 1% fee
- Two-year fixes at 60% LTV, with a 1% fee, down by 10bps to 4.24%
- Two-year fixes at 70% LTV, with a 1% fee, down by 10bps to 4.39%
Product Transfer
- Two- and five-year fixes at 65% LTV, with a £1,495 fee, down by 4bps, start from 3.88%
- Two- three- and five-year fixes at 65% and 75% LTV, with a £995 fee, down by up to 9bps, start from 3.93%
