TMA joins forces with eco-Landlord to aid EPC upgrades Mortgage Finance Gazette

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TMA has joined forces with eco-Landlord to help mortgage brokers provide enhanced support to landlord clients having to deliver EPC improvements.

Under the Government’s Warm Homes Plan, all private rented properties must achieve a minimum EPC rating of C by 1 October 2030.

With nearly 5 million PRS properties in the UK and almost half currently below EPC C, demand for upgrades is expected to rise sharply. Planned EPC reforms in late 2026, which will place greater emphasis on fabric performance, heating efficiency, and low-carbon technologies, may also see some properties rated more harshly, increasing the importance of early planning.

eco-Landlord guides landlords through every stage of improving their EPC rating. The service helps landlords understand their current EPC, identify the work required to reach the target rating, build a personalised retrofit plan, explore potential grants, and connect with qualified installers to complete the work. A final EPC assessment is then carried out to confirm the success of the upgrades.

TMA senior product and business manager Robert McCoy commented: “EPC regulation is a growing concern for landlords and brokers alike. Partnering with eco-Landlord allows our members to offer practical, forward-looking support to landlord clients, helping them plan and deliver upgrades while protecting long-term property value and rental viability.”