Together has announced rate cuts of 5bps across some of its unregulated bridging range as of today.

The unregulated bridging rate reductions are designed to improve affordability at higher LTVs, Together said.

The short-term product is available on loans of between £26,000 and £5 million and includes dual solicitor representation on qualifying cases to speed up the application process, with 100% funding available.

Property types include residential, commercial and semi-commercial the lower rates are available for expats and non-UK residents.

Headline rates for first charge now start from 0.9% for unregulated residential bridging, 1.04% for semi-commercial and 1.08% for commercial properties.

Headline rates for second charge products will now start from 1.08% for unregulated residential bridging, 1.06% for semi-commercial and 1.10% for commercial properties.

Together managing director of intermediary sale Tanya Elmaz said: “In a market where certainty and speed matter more than ever, these changes reflect our commitment to listening to brokers and responding decisively.

“By reducing unregulated bridging rates we’re removing complexity, improving affordability and helping brokers deliver confident outcomes.

“Our focus at Together remains on being a dependable long‑term partner, combining clear pricing, flexible lending and the certainty of completion brokers, investors and landlords need from today’s specialist lenders.”