The broker-only lender returned to market earlier this month with two and five-year fixes up to 85% LTV, but now offers a wider range of loans after withdrawing its residential and buy-to-let products at the end of September.  

It adds that options for the Help to Buy and Deposit Unlock schemes, as well as new build, Boost LTI and Cascade products up to 90% LTV are also available, alongside a range of three-year fixes and discounted standard variable rate mortgages.  

Highlights include:  

• A five-year fixed-rate deal of 6.35% at 90% LTV, which comes with a £995 fee, £500 cashback and standard valuation for house purchase  
• A five-year fixed-rate offer of 6.71% at 95% LTV, which comes with a £995 fee, £750 cashback and standard valuation for house purchase  
• A Help to Buy two-year fixed rate of 6.10% at 60% LTV, which comes with a £995 fee and £500 cashback and standard valuation  
• And a two-year discounted standard variable rate loan of 4.19% at 85% LTV, which comes with a £995 fee and £500 cashback and standard valuation for house purchase and remortgage  

The move comes after new Chancellor Jeremy Hunt this week reversed the vast majority of tax cuts announced in September’s mini-budget, although the stamp duty cut for house purchases remains.    

Last month’s tax statement led to more than a thousand products being pulled as lenders worked out how to reprice loans as the cost of debt for the government and companies lifted on international money markets, following former Chancellor Kwasi Kwarteng’s tax-cutting fiscal event.     

Accord Mortgages managing director Jeremy Duncombe says: “Our sensible and phased return to market means we’re now in a position to start lending again with a wider range of mortgages, which I’m sure will be welcome news to brokers and their clients, particularly those with the smallest deposits.  

“As a responsible lender, we’ve carefully monitored the market and maintained our currently excellent service levels to make sure brokers continue to receive the quality of service they expect from us.”  

Last week, the lender came back to the BTL market with several two and five-year fixes for purchase and remortgage.