TSB has introduced three-year first-time buyer 90% loan to value to 95% LTV fixed-rate products — and has cut selected residential deals by up to 35 basis points. 

The high-street lender says its three-year FTB 90% LTV to 95% LTV fixes, are at 5.74%, with a £995 fee and £500 cashback. 

It adds that other three-year FTB purchase deals are down by up to 35bps, with its lowest being up to 60 LTV, at 4.79% with a £995 fee. 

The firm says two-year remortgage fixes up to 75% LTV are down by 5bps. 

Product transfer residential two-year fixes up to 75% LTV are down by 10bps. 

And additional borrowing residential two-year fixes up to 75% LTV are down by 10bps.