more2life has relaunched its Apex and Apex Interest Reward product ranges.

Apex lifetime mortgage products combine high LTVs with short early repayment charges (ERCs) of four years and are designed for clients who value flexibility.

The Apex range provides higher LTVs for borrowers aged 90 to 95 than more2life’s existing Omni product range.

more2life has also relaunched Apex Interest Reward, with borrowers offered the opportunity to secure interest rate discounts of up to 0.75% by committing to make monthly interest payments for a set period on the lifetime mortgage.

more2life chief executive Dave Harris says: “By relaunching our Apex and Apex Interest Reward ranges, more2life is continuing our mission to unlock more choice for advisers and their clients, opening up lifetime mortgages to a wider range of homeowners.”

“Advisers have been clear – high LTV cases don’t all look the same, and the priorities of a client can vary sharply between cases. You can’t meet those different needs through a single high LTV product.”

“The Apex range is a brilliant complement to our Omni products. Both are designed to support high LTV borrowing across later life, but they meet different needs, ensuring for most clients, advisers will have a suitable lifetime mortgage solution for them.”

At the end of 2025, it reduced ERCs on its Flexi range to 10 years, alongside integrating the Horizon product range into its suite of lifetime mortgage options, and rolled out an Age Next Birthday feature for advisers and clients using the Air Sourcing and AdviseWise sourcing systems.