The MMA aims to provide a collaborative voice for the mortgage industry in promoting the availability of lending and the value of professional advice.

It said it would focus on communicating to customers that the mortgage market is open for business, has a strong appetite to lend, is increasing its reach and is highly competitive.

Buster Tolfree, commercial director – mortgages, at UTB said he was looking forward to working with the MMA to promote the vibrant specialist mortgage sector in which UTB had become a significant lender.

“At UTB we believe that a diverse mortgage market is great for consumers, brokers and the industry as a whole,” he added.

“We understand that a growing number of people need a more flexible and pragmatic approach to lending than can generally be found on the High Street and whilst many borrowers may be adequately looked after with a ‘vanilla’ offering, there are a whole host of lenders, UTB included, whose underwriting criteria welcomes those with credit histories, properties and circumstances that require greater attention and experience.  “

Meanwhile, Rob Griffiths, director of the Mortgage Market Alliance, said: “UTB fully understand our focus is on ensuring consumers are fully aware of all the mortgage options available to them, and that particularly for borrowers who might be described as specialist there is a growing array of product options, all accessible through professional advisers.

“We want UK consumers to know that lenders like United Trust Bank can provide the mortgages they want and need, and that – even after a tough 2020 – they still have plenty of home-finance solutions available to them.

“The MMA will continue to focus on these messages to consumers and we’re delighted to have the support of United Trust Bank in doing this.”