Fleet hikes product transfer rates as Vida pulls range

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Fleet Mortgages is increasing fixed rate product transfer rates this afternoon, while Vida Homeloans will withdraw its new business and product transfer range tonight.

Fleet Mortgages is repricing its fixed rate product transfer products from 5pm today, 17 September 2026, following product changes introduced last week.

Rates for its two-year fixed rate standard, limited company and HMO/MUFB product transfer products will increase by 20bps.

Rates for its five-year fixed rate standard, limited company and HMO/MUFB product transfer products will increase by 10bps.

The lender said there are no changes to its core new business product range, while its product transfer tracker products will remain unchanged.

To secure a product from its existing product transfer range, all KFI requests must be submitted by 5pm on 17 September 2026.

Meanwhile, Vida Homeloans has given advance notice that it will withdraw its new business and product transfer mortgage range at 11.59pm on 17 September.

The lender will then relaunch a new range on the morning of 18 September.

Under its transition arrangements, Vida said that, to ensure cases can progress as smoothly as possible, decisions in principle with a product selected must be completed, all fees paid, mandatory documents uploaded, and the case progressed to the ‘application received’ stage by 11.59pm on Thursday 17 September.

Without these steps being completed, Vida said it may not be able to progress the case and may have to return it to the DIP stage.

The lender also noted that the customer must be present or have access to their own phone when the fee is paid, as this will be required for payment verification or authentication purposes.

Vida added that Pathway products do not have the £195 assessment fee payable for a limited time.

Yesterday Aldermore, Foundation and The Mortgage Works announced they would make changes to their product ranges this week, with several rates being increased and some products withdrawn altogether.


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