Leeds Building Society has launched two new fixed-rate mortgages, across three- and five-year terms at up to 90% loan to value.  

The mutual says both products come with a free standard valuation and a fee-assisted legal service for in-house remortgages.  

The three-year fixed-rate offer — up to and including 31 March 2026 – covers:   

• Fixed at a rate of 4.99%  
• Available at up to 90% LTV  
• A £999 completion fee  
• Free standard valuation  
• Fee-assisted legal service for in-house remortgages  
• Early redemption charges of 3.5% / 2.5% / 1.5% of the amount redeemed  
• And 10% penalty-free capital over repayments allowed each year  

The five-year fixed-rate deal — up to and including 31 March 2028 – covers:  

• Fixed at a rate of 4.79%  
• Available at up to 90% LTV  
• No completion fee  
• Free standard valuation  
• Fee-assisted legal service for in-house remortgages  
• Early Redemption Charges of 5% / 5% / 4% / 3% / 2% of the amount redeemed  
• And 10% penalty-free capital over repayments allowed each year  

Leeds Building Society senior mortgage manager Jonathan Thompson says: “We know customers are looking for a sense of stability during this period of economic uncertainty, and as a result we’ve introduced two new fixed-term mortgages.  

“Both products offer flexibility for customers with smaller deposits, being available for up to 90% LTV.”