Fleet Mortgages will reintroduce its energy performance certificate (EPC) A to C products and make rate reductions across its five-year fixes.
The products will be available on properties with an EPC rating of A to C with two- and five-year options across Fleet’s standard, limited company and HMO/MUFB ranges.
The range is priced at 10 basis points less than the standard equivalent products and are aligned to the Green Finance Institute Principles.
Fleet Mortgages will also reduce existing five-year fixed rate 75% LTV products by 10bps with 3% fee across our standard, limited company and HMO/MUFB ranges.
Elsewhere, Leeds Building Society is reducing rates across its mainstream residential range, with cuts of up to 0.32%.
The society’s residential first-time buyer two-year fixed rates up to and including 31 August 2028 have been cut from 5.59% to 5.27% with no fee, available up to 95% LTV and comes with free standard valuation.
The equivalent five-year fixed rate up to and including 31 August 2031 has been lowered from 5.42% to 5.24% with no fee, available up to 95% LTV and comes with free standard valuation.
In addition, home mover products have been cut, these include the residential two-year fixed rate up to and including 31 August 2028 which has been reduced from 5.59% to 5.27% with no fee, available up to 95% LTV and comes with a free standard valuation.
There residential five-year fixed rate up to and including 31 August 2031 has also been trimmed from 5.42% to 5.24% with no fee, available up to 95% LTV and comes with a free standard valuation.
Leeds Building Society director of products Matt Bartle says: “We’re pleased to be reducing mortgage rates by up to 0.32% across our range. This will come as good news for first-time buyers with a smaller deposit saved and supports our purpose of putting homeownership within reach of more people, generation after generation.
“We’ve also reduced prices for home movers and those looking to remortgage at the end of their existing term, supporting borrowers at a time when affordability remains a key concern for many households.
Meanwhile, Accord Mortgages has also announced rate reductions.
The changes will see two-year fixes lowered by up to 0.30%, three-year fixes cut by up to 0.25% and five-year fixed trimmed by as much as 0.22%.
