Mansfield Building Society is allowing desktop valuations, which it terms ‘zero contact’, for its residential and buy-to-let mortgages.

For purchases and remortgaging, the lender will look at applications at up to 75 per cent LTV for residential and 70 per cent LTV for BTL.

The valuation consists of a questionnaire and photo and video uploads.

The lender adds that it will also support applicants who would rather wait for lockdown restrictions to be eased and so benefit from a physical inspection.

Mansfield national development manager Paul Lewis says: “We pride ourselves on being a flexible and pragmatic lender that’s eager to help brokers and their clients with their mortgage needs.

“By accepting the new zero contact valuations, we can progress applications more quickly for those borrowers who are willing to accept this type of property assessment.

“We’re keen to ensure that we’re supporting the mortgage market as much as possible, so we’ve taken these proactive steps to provide a viable mortgage solution for borrowers wanting to purchase, remortgage or invest now.”