The Adaptable Solutions range consists of three products with varying terms and interest rates to provide loans for those with adverse credit history.
The credit criteria and therefore the product available varied across the three defined levels:
- Level 1 (Non Standard)
Two-year discount product, 3.69% available up to 80% LTV for those with minor credit issues, and a maximum loan size of £750k.
- Level 2 (Credit Repair)
Three-year discount product, 4.09% available up to 70% LTV for those needing additional credit support, and a maximum loan size of £500k.
- Level 3 (Extra Support)
Five-year fixed product, 4.49% available up to 65% LTV for those with more recent or complicated credit circumstances, and a maximum loan size of £300k.
Criteria and eligibility are based on individual circumstances and products are available direct or via intermediaries.
