Dudley Building Society has launched a refreshed range of two and five-year fixed and discount products across residential, buy-to-let (BTL), holiday let and expat lending.

The products are designed to support a wide mix of cases, from first-time buyers and home movers to expats returning to the UK and landlords expanding or reshaping portfolios.

Highlights of the new range includes a residential two-year fixed product at 75% loan-to-value (LTV) with a rate of 5.45%, an expat residential two-year fixed at 65% LTV with a rate of 5.85% and an expat residential five-year fixed product at 65% LTV with a rate of 5.65%.

In addition, there’s a BTL two-year fixed at 80% LTV with a rate of 5.70% and a BTL two-year discount at 70% LTV with a discounted rate of 2.99% from its standard variable rate.

Holiday let products include a two-year fixed at 80% LTV with a rate of 5.90% and a five-year fixed at 80% LTV with a rate of 5.80%.

Arrangement fees start from £499 on residential fixed products, with £999 and £1,999 applied across expat, and £750 and £1,499 applied across BTL and holiday let options depending on term and LTV.

All fees can be added to the loan where the maximum LTV is not exceeded.

Across the range, borrowers can repay up to 10% of the loan amount each year without charge, giving brokers more flexibility when advising clients who want room to reduce balances during the initial term.

Dudley Building Society distribution director Rob Oliver says: “We have looked at the data across our book, listened to what brokers told us in meetings, and have shaped this new range around the areas where we knew we could make a real difference.”

Elsewhere, Cumberland Building Society has reduced rates by 0.20% on its core holiday let range.

The changes to the society’s core holiday let product range include a reduction to its two-year and five-year fixed rates from 4.98% to 4.78%.

The society says it has made the decision to cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector, and help brokers secure better outcomes for clients.

The products come with a £999 fee and are open to both property purchasers or remortgage cases.

The Cumberland head of intermediary lending Grant Seaton comments: “Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026.”