Zephyr Homeloans has cut rates on its two-year mortgage products by 15 basis points with rates starting at 2.79% for energy performance certificate properties rated A to C.  

The specialist landlord lender says its options include standard lets, houses in multiple occupation, and multi-unit freehold blocks — with fee choices ranging from 0%, 3%, or 7%. 

Its offers for properties with an A to C-rated energy performance certificate include: 

• 2.79% on a two-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% fee 

Its offers for properties with a D or E-rated energy performance certificate include: 

• 2.89% on a two-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% fee 

Meanwhile, TSB has reduced residential, product transfer and additional borrowing ranges by up to 20bps. 

Residential highlights include: 

• Five-year fixed remortgage rates reduced by up to 20bps 

Product transfer highlights include: 

• Residential two-year fixed 60% loan to value to 85% LTV rates reduced by up to 15bps 

Additional borrowing highlights include: 

• Residential two-year fixed 60% LTV to 85% LTV rates reduced by up to 10bps 

Finally, Suffolk Building Society is trimming rates on its buy-to-let and holiday let loans by shaving up to 11bps off its 80% LTV two-year fixed rate products. 

The mutual’s new deals, which come to market on Tuesday, include: 

• 80% LTV expat BTL two-year fixed capital and interest has been reduced by 11bps to 5.59% (previously 5.70%), now extended until 31 August 2027 

• 80% LTV BTL two-year fixed capital and interest has been reduced by 10bps to 5.45% (previously 5.55%), now extended until 31 August 2027

• 80% LTV expat holiday let two-year fixed has stayed at a rate of 5.89% but has been extended until 31 August 2027