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Mortgage delinquencies were up in March, according to data from Intercontinental Exchange, which reports on month-end delinquency, foreclosure and prepayment statistics sourced from its loan-level database, which covers a majority of the U.S. mortgage market.
In March, Louisiana was the top state by non-current percentage at 7.52%, with a year-over-year change of -0.07%, while Oregon was the bottom state by non-current percentage at 2.21% with a year-over-year change of 1.86%. Louisiana was also the top state by 90+ days delinquent percentage at 2.02%, with a year-over-year change of 14.12%.
The top state for 12-month change in non-current percentage in March was New York, at -13.46% and the bottom state was Florida, at 10.36%.
Read more about mortgage performance in March 2025.
Top 5 states by non-current percentage
| State | March 2025 | YoY change |
| Louisiana | 7.52% | -0.07% |
| Mississippi | 7.27% | -4.37% |
| Alabama | 5.56% | -1.29% |
| Indiana | 5.00% | 2.90% |
| Arkansas | 4.90% | 0.84% |
Bottom 5 states by non-current percentage
| State | March 2025 | YoY change |
| Oregon | 2.21% | 1.86% |
| Montana | 2.12% | 2.11% |
| Colorado | 2.01% | 6.70% |
| Idaho | 1.97% | -3.34% |
| Washington | 1.95% | -1.46% |
Top 5 states by 90+ days delinquent percentage
| State | March 2025 | YoY change |
| Louisiana | 2.02% | 14.12% |
| Mississippi | 2.02% | 1.64% |
| Alabama | 1.51% | 3.20% |
| Florida | 1.42% | 60.50% |
| Georgia | 1.37% | 20.57% |
Top 5 states by 12-month change in non-current percentage
| State | Change in non-current percentage | March 2025 |
| New York | -13.46% | 3.54% |
| North Dakota | -9.39% | 2.52% |
| Hawaii | -9.20% | 2.28% |
| Rhode Island | -7.17% | 3.28% |
| Massachusetts | -5.89% | 2.66% |
Bottom 5 states by 12-month change in non-current percentage
| State | Change in non-current percentage | March 2025 |
| Florida | 10.36% | 4.35% |
| Colorado | 6.70% | 2.01% |
| California | 4.98% | 2.22% |
| Arizona | 4.58% | 2.98% |
| Delaware | 3.98% | 4.43% |
