NatWest has cut rates on its new and existing customer product ranges for homebuyers and landlords among other borrowers by up to 21 basis points.  

The lender says reductions for new business loans include:  

• A 90% loan to value residential two-year fix, falls by 10bps to 4.81%, with a £995 product fee   
• A 90% LTV first-time buyer residential two-year fix, falls by 10bps to 4.81%, with a £995 product fee and £250 cashback   
• A 75% LTV buy-to-let two-year fix, falls by 18bps to 5.22%, with no product fee  
• A 75% LTV five-year purchase fix, falls by 21bps to 4.88%, with no product fee  
• And a 65% LTV five-year remortgage fix, falls by 15bps to 4.44%, with a £995 product fee  

The firm adds rate cuts for existing customers include:  

• A 60% LTV two-year fixed-rate switcher, falls by 14bps to 4.82%, with a £995 product fee   
• A 75% LTV two-year fixed-rate switcher, falls by 10bps to 5.40%, with no product fee   
• And a 60% LTV five-year fixed-rate switcher, falls by 15bps to 4.49%, with a product £995 fee   

The lender says its reductions take from today (21 April), but there are no changes to end dates.