Platform One Mortgage System has partnered with tech firm Nivo to offer facial recognition verification.

The Horsham-based platform says the new system helps navigate the previous requirement for certified ID, usually provided by a solicitor.

It adds that ID is verified on the system by using machine learning and facial recognition to check the applicant is the genuine owner of an authentic passport, driving license or national ID card.

The platform says the process “eliminates human error associated with hard-copy documents and mitigates fraud”.

One Mortgage System managing director Neal Jannels says: “We are always looking for ways to streamline the application to completion process for our users and working with like-minded service providers who can add real value to any intermediary proposition.

“Despite information security, data privacy and compliance cited as top priorities, a lot of intermediary firms tend to struggle with digital transformation projects.

“Nivo is quick to deploy, simple to integrate and the benefits are quickly evident. It’s an exciting product which will speed up and simplify an antiquated ID verification process across a mortgage market which is swiftly catching up to other areas of financial services from a tech perspective.”

Nivo chief development officer Matthew Elliott adds: “There was one week earlier this year where we felt like someone asked us every day about hooking into OMS. So we’re delighted to announce these integrations, and excited about the opportunity to connect more of our features over the coming months.”

One Mortgage System’s customer relationship management system covers such product areas as residential, buy-to-let, second charge, equity release, bridging, commercial as well as general insurance and protection.

It has previously struck deals with four other platforms – Iress, Twenty7Tec, iPipeline and Knowledge Bank – to integrate product sourcing, protection sourcing and criteria searching.