Bluestone Mortgages has cut prices across its entire fixed-rate product range — including two-, three- and five-year offers – by up to 35 basis points. 

The specialist lender’s rate reductions are greatest at the five-year term, which are down by as much as 35bps.  

Among two- and three-year fixes, rates are up to 30bps lower. 

The firm, which focuses on customers with complex and adverse credit, says prices now start from 7% for a five-year fixed-rate clear product at 70% loan to value and will be available up to a maximum LTV of 85%.   

All products carry no application fees and for remortgagers, the business offers free basic legals, or a £500 contribution towards solicitor’s costs.  

Bluestone Mortgages sales and marketing director Reece Beddall says: “All too often borrowers with a blip in their credit history get overlooked, and it’s our duty to provide them with affordable solutions so that they can repair their credit.  

“Our latest round of rate cuts reinforces our commitment to support borrowers in this position and help make their homeownership dreams a reality.”