Together has launched a new semi-commercial product range.

The lender’s new semi-commercial loan for landlords and investors starting from 7.99% for a five-year fixed follows feedback from Together’s intermediary partners.

Semi-commercial loans can be used for owner-occupier or investment purchase and refinance for mixed-use properties with the majority of floorspace – or land – used for residential purposes, and let separately from the business premises.

The new products are available for loans secured against a wide range of property types. For example, the security could be a shop or an office with a flat above or a house converted to incorporate a business.

Together will take into account forecasted income and will consider lending to different incorporated structures such as trusts, LLPs, SIPPs and individuals, including first time buyers and non-UK applicants. There is no maximum age limit on self-funding loans.

Keystone Property Finance has reduced rates on selected products by up to 15 basis points as escalating trade tensions cause widespread uncertainty in markets.

The specialist lender has reduced rates by up to 15 bps across its Standard, Specialist, Cashback, Ex-pat and Holiday Let ranges.

It has also reduced products in its Product Transfer, PT Plus, and Switch & Fix ranges by up to 10 bps.

Following this repricing, these product lines now start at: Standard: 3.24% at 70% LTV; Specialist: 3.29% at 70% LTV; Cashback: 4.59% at 65% LTV;  Ex-pat: 4.74% at 65% LTV; Holiday Let: 4.89% at 65% LTV; Product Transfer/PT Plus: 4.89% at 65% LTV and Switch & Fix: 6.19% at 65% LTV.

“We’re conscious of the practical and financial challenges that landlords currently face and, looking ahead, we will remain committed to offer the most competitive products we can at all times. We hope today’s cuts offer some relief to landlords at what is a hugely uncertain time.”