Together will issue conditional offers on second charge regulated loans with consent to follow.  

The specialist lender has changed its underwriting processes, allowing it to issue a conditional mortgage offer when consent from the first charge lender is the only outstanding item. 

It says the move is “designed to speed up the application processes for brokers and their clients”. 

Together director of intermediary sales Tanya Elmaz adds: “We’re known among our intermediary partners for providing quick lending decisions and delivering the funds for brokers’ clients to realise their property ambitions.” 

The firm has also lifted the maximum loan on commercial mortgages to £1.5m from £250,000, at up to 65% loan to value. 

In March, Pepper Money also launched a payout before consent service on its second charge mortgages.