You’ve checked out makes and models, worn out shoe leather in car yards, and taken several test drives.

It’s all part of the car buying experience. And it’s worth it. After all, this could be your biggest purchase second only to buying a home.

Finding the right car loan is important too. And as one Aussie customer, Simon, discovered, driving a great deal on car finance can be as easy as talking with your Aussie Broker.

“Easy, friendly, fast and knowledgeable”

We’ll let Simon do the talking.

“I needed to buy a vehicle interstate, which took quite a bit of organising. The dealership sat me down and offered me the obligatory finance discussion. It was intended to be seamless, except it didn’t feel right. And frankly I felt trapped into the deal they were offering me.

“At work on Monday morning, I asked a colleague if he had a contact. He instantly recommended his Aussie Broker. I now know why.”

Within hours, Simon was sitting down with his Aussie Broker, who as Simon puts it, “Understood exactly what I needed.”

Simon’s Aussie Broker didn’t just do all the mileage arranging the loan. With over 30 lenders to choose from, Simon was able to select the right deal for his needs.

He adds, “By Thursday afternoon the dealership had their money and I picked up my car the following weekend. I had a deal that was 1.5% less (than dealer finance) and it makes a huge difference to my budget and weekly expenses.”

Simon sums up his experience saying, “I didn’t know that Aussie financed vehicles but I am already a convert to their business. Easy, friendly, fast and knowledgeable.”

Why not dealer finance?

Dealer finance can seem like a convenient option. But you need to look under the hood to know exactly what you’re paying for.

For starters, dealers may only work with one finance company. That means you may not be getting a competitive deal. Worst case scenario, you may not be approved for finance at all.

And be especially careful when it comes to those tempting ‘interest-free’ offers you may see advertised. It stands to reason that the dealer has to make up the cost of finance somewhere along the line, and that can mean paying more for your car, receiving a lower trade-in on an existing vehicle, or being slugged with a range of fees and charges that end up costing far more than a regular car loan – even one with a higher rate.

Enjoy a smooth ride

If you’re in the market for a vehicle or other asset like new plant or equipment, talk to your Aussie Broker. It’s a low-stress way to know that your loan is every bit as right for you as your new car. Plus, if you apply and settle a new loan worth $30,000 or more through Aussie Asset Finance before 30 June 2019, you’ll go in the running to win $10,000 towards your loan*.*T&Cs apply, see aussie.com.au/promotions for details.