Keystone Property Finance has made reductions of 15 basis points across all of its variable rate mortgages.

This means that, at a maximum of 65% LTV, the buy-to-let (BTL) lender’s standard variable rate mortgages now begin at 5.5% and, at 75% LTV, at 5.6%.

In its specialist variable range, for houses in multiple occupation and multi-unit properties, at 65% LTV the range starts at 5.75% and, at 75% LTV, at 5.85%.

Meanwhile, the standard ex-pat variable range starts at 5.9% and the specialist ex-pat choices at 6.15% and, for holiday lets, at 65% LTV rates are now set from 6.1% and, at 75% LTV, from 6.2%.

Keystone managing director Elsie Coole says: “These reductions not only help brokers and borrowers to secure an even better deal from Keystone, they put our range right up there with anything in the specialist end of the BTL market.

“We have a range that is not only highly competitive in current market conditions but also incredibly varied and flexible, meaning we have something to offer all landlords with more complex needs.”