Platform, the intermediary brand of The Co-operative Bank, has brought back its mainstream residential and buy-to-let (BTL) products for new business and product switching.

The lender is also withdrawing three-year fixed rate products on what it says is a temporary basis.

New mainstream residential mortgages include a 60 per cent LTV two-year fixed rate starting from 1.06 per cent and, at 75 per cent LTV, 1.32 per cent.

Platform is also offering 90 per cent LTV two-year fixes from 3.36 per cent and five-year fixes from 3.72 per cent.

For BTL, new business mortgages include a 60 per cent LTV two-year fix at 1.49 per cent and, at 75 per cent LTV, 1.70 per cent.

Five-year fixes in the BTL range start at 1.79 per cent.

The lender has rejigged rates across its residential and BTL ranges, too. While two- and five-year fixed rate products at 70 per cent LTV and 75 per cent LTV have received cuts of up to 58 basis points, at 60 per cent LTV and 80 per cent LTV, rates have gone up by up to 27 basis points.

And within BTL, two- and five-year mortgages with zero fee have seen rates go up by up to 7 basis points.

Additionally, from Monday 12 April, the lender is adjusting its maximum income multiplier from 4.85 to 4.75.