Leeds Building Society will add three two-year fixed-rate mortgages to its range, including a 95% loan to value product, with £250 cashback and no completion fee.  

The mutual says the new deals, available tomorrow (14 March), are:  

• An up to 95% LTV loan at 5.55%, with £250 cashback on completion  
• An up to 90% LTV offer at 5.10%  
• And an up to 65% LTV loan at 4.42%  

Each product comes with a free standard valuation and has no completion fee.  

Leeds Building Society senior mortgage manager Jonathan Thompson says: “We continue to see strong demand for higher LTV mortgages and remain focused on helping borrowers with smaller deposits.”   

“As the 95% LTV is likely to appeal to those taking their first steps onto the property ladder we’ve added cashback at completion, which we know is a time when money can be tight with lots of costs due at the same time.  

“Supporting first-time buyers is important to us as a mutual and also because this group is the lifeblood of a healthy housing market.   

“But we’ve not forgotten homebuyers and remortgagors further up the ladder and have refreshed our rates at lower LTVs too.”  

Further details on the trio of products include:  

Two-year fixed-rate loan at 5.55% (up to and including 30 June 2025)  

• Available up to 95% LTV  
• No completion fee  
• £250 cashback on completion  
• Free standard valuation  
• Purchase only  
• 10% capital overpayments allowed each year without penalty  
• Tapered early redemption charges of 2.5%/1.5% of the amount redeemed  

Two-year fixed-rate loan at 5.10% (up to and including 30 June 2025)  

• Available up to 90% LTV  
• No completion fee  
• Free standard valuation  
• For purchase or remortgage  
• Fees assisted legal service for in-house remortgages  
• 10% capital overpayments allowed each year without penalty  
• Tapered early redemption charges of 2.5%/1.5% of the amount redeemed  

Two-year fixed-rate loan at 4.42% (up to and including 30 June 2025)  

• Available up to 65% LTV  
• No completion fee  
• Free standard valuation  
• For purchase or remortgage  
• Fees assisted legal service for in-house remortgages  
• 10% capital overpayments allowed each year without penalty  
• Tapered early redemption charges of 2.5%/1.5% of the amount redeemed