Molo Finance has cut rates across its buy-to-let fixed-rate loans by up to 71 basis points.  

The digital lender says its landlord rates start at 3.94% for two-year fixes for individual and limited companies at 75% loan-to-value, while five-year fixes begin at 5.19%.  

Its specialist products start at 4.04% for two-year fixes and 5.29% for five-year fixes, for houses in multiple occupation and multi-unit freehold blocks up to 12 lettable rooms and units, as well as holiday lets and new build properties.  

For non-UK residents, two- and five-year fixes for individuals and limited company borrowers begin at 7.54% for capital and interest mortgages, and 8.29% for interest-only mortgages.  

Molo Finance vice-president of strategy Mark Michaelides says: “With the swap rate trending lower and mortgage market stabilising as we start 2024, we are delighted to announce today a comprehensive reduction across our buy-to-let fixed rate proposition for both UK resident and non-UK resident borrowers looking to purchase or remortgage”.