Zephyr Homeloans has introduced a five-year fixed mortgage product. 

The range starts at 7.10% on a five-year, fixed-rate, standard buy-to-let (BTL) mortgage product at 65% LTV for properties with an A to C-rated energy performance certificate (EPC) and 7.20% on properties with an EPC rating of D and E.

Both include standard flats above commercial properties. 

A 7.30% five-year fixed-rate mortgage product at 65% LTV will be available for houses of multiple occupancies (HMOs) and multi-unit freehold properties (MUFBs) with an A to C EPC rating.

The same product but for properties with an EPC rating of D and E will have a rate of 7.40%.

Zephyr Homeloans managing director Paul Fryers says: “Following a challenging couple of months for the market we’re keen to get our new product out to brokers to help them support landlord customers looking for medium-term financing options during the present time.”