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FICO upgrades its cash-flow-powered score with real-time data

National Mortgage
Mortgage Finance
7 months ago

Key insight: FICO's partnership with Plaid shifts credit scoring more toward real-time cash-flow signals. Expert quote: Cornerstone Advisors' Ron Shevlin,.. Read More;

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Why non-QM underwriting is guiding mortgage lending's future

National Mortgage
Mortgage Finance
7 months ago

This has been a year of contradictions for mortgage lending. Rates remain elevated, inventory is scarce, origination volumes are weak,.. Read More;

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Mortgage rates likely to remain stable for the rest of 2025

National Mortgage
Mortgage Finance
7 months ago

Mortgage rates rose again this week after the federal government shutdown ended, giving investors access to economic data to guide,.. Read More;

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FHA waives disclosure as nominee for commissioner advances

National Mortgage
Mortgage Finance
7 months ago

The Federal Housing Administration is waiving its policy requiring mortgagees to provide borrowers with a longstanding notice that lays out,.. Read More;

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Fed's Cook sees risk in gen AI-manipulated financial trading

National Mortgage
Mortgage Finance
7 months ago

Key Insight: Federal Reserve Gov. Lisa Cook says emerging risks are arising over how artificial intelligence may influence financial markets.Expert,.. Read More;

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Trump quips he'll fire Bessent if interest rates not lowered

National Mortgage
Mortgage Finance
7 months ago

President Donald Trump suggested he would fire Scott Bessent if the Treasury secretary doesn't help secure lower interest rates, expressing,.. Read More;

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Unemployment persistent, jobs up in September

National Mortgage
Mortgage Finance
7 months ago

Key insight: Unemployment ticked slightly up to 4.4% — from 4.3% in August — and revisions of prior reports show,.. Read More;

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US existing-home sales rose to eight-month high in October

National Mortgage
Mortgage Finance
7 months ago

Sales of previously owned homes in the US rose in October to the fastest pace in eight months, as buyers,.. Read More;

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Homebuyer affordability improves for fifth straight month

National Mortgage
Mortgage Finance
7 months ago

Despite increasing home prices, homebuyer affordability improved in October on the back of year-low mortgage rates, the Mortgage Bankers Association,.. Read More;

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FOA buys Onity's reverse MSRs in strategic shift

National Mortgage
Mortgage Finance
7 months ago

Onity's PHH Mortgage Corp. subsidiary is repositioning its reverse mortgage business, selling its loan pipeline and multibillion-dollar servicing rights portfolio,.. Read More;

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Atom, HSBC and Pepper trim rates by up to 25bps Mortgage Finance Gazette

Mortgage Finance Gazette
Mortgage Finance
7 months ago

,.. Read More;

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Nationwide posts lower half-year profits Mortgage Finance Gazette

Mortgage Finance Gazette
Mortgage Finance
7 months ago

,.. Read More;

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