Kitchen’s career in banking started in 2004 and for the last nine years he has worked at Metro Bank. Prior to joining Metro Bank, he also worked in retail banking roles with NatWest and Lloyds.

In his new role, Kitchen will be largely focused on increasing awareness and driving growth of UTB’s specialist mortgage range amongst intermediaries based in and around London and the Midlands, particularly those with clients requiring larger loans, and requirements or circumstances that may fall outside of a mainstream lenders’ appetites.

Commenting on the appointment UTB sales and marketing director Caroline Mirakian said: “UTB Mortgages has established a fantastic reputation in the Second Charge market and more recently in the specialist BTL sector. However, the specialist residential mortgage market is largely untapped and presents an excellent opportunity for substantial further growth and one which Frankie will be driving forward for us.

She added: “I am delighted to have Frankie on board. I have had the pleasure of working with him before and he has superb knowledge and unstoppable enthusiasm. He is really looking forward to getting out and visiting our broker partners.”