It's a new year with new goals, and now you're ready to take the big leap into homeownership. Here are 3 tips from our team that will help you become a happy homeowner in 2026. 

 (listing photo courtesy of Step Inside Media)

3 tips for Madison area first time buyers

1) Get educated on the homebuying process, which includes working with your buyer agent, learning about the market, and financing your home. Our team is here to give you all the time and attention you need to become educated and well-prepared for homeownership. 

2) Establish a homeownership budget. Determine a reasonable monthly budget that takes into account your mortgage principal, interest, property taxes, and insurance. We also recommend allocating a monthly budget for future repairs and maintenance. 

3) Get clear on your remaining budget. Buying your first home is an investment in your future. However, chances are you have a number of expenses that don't serve you well and can be trimmed from your monthly budget. Hint: think about all of your streaming services, the apps you rarely use, those takeout meals, lattes, and the like. 

What questions do you have about buying your first home in 2026? 

At Mad City Dream Homes, we love helping first-time homebuyers, and we are here to give you all of the time and extra attention you need to become well-prepared for homeownership. Call us when you're ready for a helpful consultation. It would be our pleasure to serve you, and help you take your first steps toward your big goal.