West Brom BS trims rates, while TSB lifts fixes

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West Brom Building Society has trimmed fixed-rate deals across purchase and remortgage ranges by up to 13 basis points, while TSB lifts prices across product transfer and additional borrowing offers.  

The mutual has reduced a pair of two-year 90% loan-to-value remortgage products. One loan has been reduced by 11bps to 4.45%, with a £999 fee, while the other has been cut by 13bps to 4.73%, with no fee. 

It has also cut the rate on its two-year 95% LTV purchase loan to 4.74%, with a £999 fee, and on its three-year 95% LTV product to 4.72% with a £999 fee — both fall by 5bps. 

The society also launches two new products — a two-year 85% LTV at 4.45%, with no fee, and a two-year 85% LTV at 4.25%, with a £999 fee. 

Meanwhile, TSB makes making the following changes to its product transfer and additional borrowing ranges: 

Product transfer 

  • Residential two-year fixes up to 60% LTV rise by 5bps 
  • Residential three-year fixes up to 75% LTV rise by 5bps 

Additional borrowing 

  • Residential two-year fixes up to 60% LTV rise by 5bps 
  • Residential three-year fixes up to 75% LTV rise by 5bps

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