Nottingham Building Society has launched buy-to-let (BTL) products designed to support landlords following the Chancellor’s decision to raise property income tax during the Autumn Budget announcement.

The new range introduces lower-rate, higher-fee options, including a headline rate of 4.48% for company landlords, reduced from 4.99%.

The society says it is also preparing to launch a similar suite of products for landlords borrowing in their personal name on 5 December, with rates starting from 4.24%

Nottingham Building Society’s announcement comes after the government confirmed a 2% rise in property income tax from April 2027, increasing tax rates for basic, higher and additional-rate landlords to 22%, 42% and 47% respectively.

With net returns for many already under strain from regulatory and economic pressures, the specialist lender says the sector needs practical, sustainable solutions to remain viable.

Nottingham Building Society sales director Matt Kingston says: “Landlords have taken repeated blows in recent years, from rising costs to tax changes, yet they remain a vital part of the UK’s housing ecosystem. The latest tax rise announced at the Autumn Budget risks pushing more good landlords out of the market.”

“Our new range is about easing that pressure. By giving landlords more choice, lower monthly payments and greater flexibility, we’re helping them stay financially resilient at a time when margins are tighter than ever.”