Zephyr Homeloans launches five-year fixes | Mortgage Strategy

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Zephyr Homeloans has launched a range of five-year fixed mortgage products.

The lender said that it is offering 6.14% on a five-year, fixed-rate, standard buy-to-let (BTL) mortgage product at 70% loan-to-value (LTV) for properties with an A to C-rated energy performance certificate (EPC).

For properties with an EPC rating of D or E, rates start at 6.24%.

Both offers include standard flats above commercial properties.

It is also launching a 6.44% on a five-year, fixed-rate mortgage product at 70% LTV for houses of multiple occupancy (HMOs) and multi-unit freehold properties (MUFBs) with an A to C EPC rating.

For those with an EPC rating of D or E, the rate starts at 6.54%.

The lender also said there are different product fees that apply depending on the fixed rate selected.

Zephyr Homeloans managing director Paul Fryers says: “We’re excited to provide more ways for brokers to offer further options for their BTL landlord customers looking for funding solutions in the present market.”


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