YBS Commercial Mortgages has launched two five-year fixed rate limited company buy-to-let products.

The offerings are a 75 per cent LTV five-year fix at 3.45 per cent, and a 65 per cent LTV five-year fix at 3.25 per cent. The deals include a maximum loan value of £5m.

YBS Commercial Mortgages head of business development Mike Davies says: “We are responding to customer demand with the introduction of these products.

“Last year the BTL market was expected to be worth £35bn, with limited company BTL lending accounting for £3.5bn to £4bn of that total. The ratio of limited company to personal BTL lending is expected to increase further in 2020.

“YBS Commercial Mortgages will be building a range of niche BTL products in the coming months which will suit the needs of sector specific borrowers. Our flexible, personal service model allows us to tailor loans to suit the individual needs of our borrowers.”