Bristol has the highest number of LISA-funded first-time buyers

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Bristol, Belfast and Sheffield were the locations with the highest number of homes bought using Lifetime Isas last year, new data shows.

Figures from savings and investment platform Moneybox reveal the average government bonus received by buyers using one of its LISA accounts to purchase their first home was £2,594.

For the sixth consecutive year, Bristol topped the table as the city with the highest number of LISA home buyers.

LISA-enabled home purchases in Bristol grew 8% year-on-year as savers put aside an average of £16,285 in the government-boosted savings account.

The average purchase price of Bristol homes bought with the help of LISAs was £322,727.

Bristol LISA home buyers earned an average £2,953 government bonus to put towards their purchase, amounting to a total of £4.9m between them.

Across the region, this added up to a remarkable £4.9 million in bonuses. 

Belfast and Sheffield had the second and third highest number of LISA-enabled home purchases last year.

The latest FTB LISA hotspots data comes as the government prepares to consult on a potential new savings product for first-time buyers. 

Moneybox director of personal finance Brian Byrnes says: “In 2025 alone, over 50,000 first homes were purchased with the help of a Moneybox LISA – approximately one every ten minutes. 

“This is a striking reminder of the role this product continues to play in helping people onto the property ladder.

“More impressive still is that the LISA’s growing support for first-time buyers has come despite some of the toughest home buying conditions for generations, with high house prices and borrowing costs continuing to stretch affordability. 

Against this backdrop, the positive impact the LISA provides has never been clearer.

“While Bristol retained the top spot, it’s clear the popularity of the LISA is spreading across the country with cities like Nottingham entering the top ten. 

“This suggests more buyers are broadening their search towards areas where house prices allow their savings to stretch further.”


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