Pepper Advantage has appointed OSB Group chief executive Andy Golding as the company’s first group board chair.

Golding joined OSB Group in December 2011 and under his tenure, the company has grown its deposits and loan originations, strengthened its capital and liquidity position, and increased its position in the UK market.

Previously, Golding served as the chief executive of Saffron Building Society. He has also held senior roles at National Westminster Bank, John Charcol and Bradford & Bingley, in addition to serving on several charity and commercial boards in the past as a non-executive director.

Golding’s appointment as Pepper Advantage’s first group board chair follows the company’s recent acquisition by private investment firm J.C. Flowers.

He joins the board to help lead the firm as it enters a period of strategic investment and growth under J.C. Flower’s ownership, with a focus on driving technological innovation in the credit management sector.

Goldings appointment follows the recent additions of Antoinette Dunne and Mark Nieuwendijk to the group board.

Commenting on the announcement, Golding says: “I am delighted to be joining the board of Pepper Advantage at such an important time in the company’s development.”

“I relish the opportunity to help using my industry knowledge and experience and look forward to working with the executive team and board to further build on the strong foundations the company has created as it steps into a new phase of growth and innovation.”

Pepper Advantage group chief executive Fraser Gemmell adds: “I look forward to working closely with Andy to strengthen Pepper Advantage’s position and spearhead the rollout of innovative technological solutions, including our proprietary credit management platform PRISM.”

“His extensive leadership experience will be invaluable as we transform our company and further expand our ability to provide clients and borrowers with the best possible service.”