Raw Capital and Aldermore launch new products Mortgage Finance Gazette

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Aldermore has reintroduced a number of its buy to let (BTL) limited edition two and five year products for landlords.

The following rates are available immediately: for new customers and individual and company landlords with single residential investment properties, Aldermore is offering a two year fixed 4.89%, up to 75% LTV with 3% fee; a five year fixed 5.99%, up to 75% LTV with zero fee; a five year fixed 5.69%, up to 75% LTV with 1.5% fee and a five year fixed 4.99%, up to 75% LTV with 5% fee

Multi property for individual and company landlords with residential investment properties Aldermore is offering a two year fixed 4.84%, up to 75% LTV with 3% fee; a five year fixed 5.94%, up to 75% LTV with zero fee; a five year fixed 5.64%, up to 75% LTV with 1.5%fee; a five year fixed 4.94%, up to 75% LTV with 5% fee; and a five year fixed 5.89%, up to 75% LTV with £1,999 fee

RAW Capital Partners has introduced a new range of five-year fixed rates, which includes discounted rates for UK expats, larger loans, and completions before the end of the current tax year.

The lender is now offering five-year fixed-rate mortgages with a minimum loan amount of £150,000 and a maximum LTV of 55%. For UK expats, the five-year fixed rate is 6.99% for loans over £1m, or 7.25% for loans under £1m – for other borrowers (such as non-UK resident individuals, trusts and companies) those rates stand at 7.25% and 7.50% respectively.

RAW Capital Partners has also refreshed its wider range of products, with its one-year fixed rate periods extended to the middle of next year and loan terms extended. For instance, it is offering one-year fixes starting for UK expats from 5.99%, reverting to 2.75% plus the Bank of England Base Rate once the fixed term ends.

A further 0.25% discount is offered on loans completing before the end of the UK tax year on 5 April 2025.