TMA Club has teamed up with United Trust Bank for Intermediaries (UTB) to provide directly authorised brokers access to UTB’s residential mortgage products. 

UTB offers residential mortgage products which cover first and second charges and includes flexibility on property type, construction, complex income, self-employment and adverse credit. 

Other product features include no maximum property value for purchase and remortgage products, including for first-time buyers, and remortgage products for flats above commercial properties or with balcony access.

As part of the partnership for TMA brokers, UTB can lend up to £1m on first charges, there are no solicitors required for remortgages, and the lender will accept non-standard construction and most property types.

In addition, no valuations are required subject to criteria and no minimum credit score is required.

Brokers will also have access to UTB’s recently enhanced online decision in principle (DIP) which includes automated underwriting.

TMA development director Lisa Martin says: “UTB brings a different and refreshing approach to the market, and through this latest partnership, we will be able to continue providing our members with a wide range of products to suit each client’s needs.”