The Co-operative Bank for Intermediaries has cut selected residential rates by up to 19 basis points, with lower options available for new and existing customers.

Highlights include the two-year fixed rate to 31.12.2027 at 60% loan-to-value (LTV), a fee of £999 with the option to have £250 has been lowered to 4.10%.

In addition, the three-year fixed rate to 31.12.2027 at 60% LTV, a fee of £999 with the fee to have £250 has been reduced to 4.06%.

Elsewhere, HSBC has announced rate changes from tomorrow.

Products in the lender’s UK residential existing customer switching/borrowing more range will be cut, including two- and five-year fixed standard at 70% and 75% LTV.

UK buy-to-let (BTL) purchase products will also decrease. These include two-year fixed standard products at 65%, 75% and 80% LTV as well as five-year fixed standard at 60%, 65%, 75% and 80% LTV.

BTL remortgage, international residential, international BTL, UK residential first-time buyer/home mover and UK BTL existing customer switching/borrowing more will also be cut.

In addition, TSB has announced it has made rate reductions to selected residential and affordable housing products.

The lender’s five-year fixed house purchase 60% to 75% LTV and 85% to 90% LTV products with no fee have been lowered by as much as 0.10% and two- and five-year fixed shared equity and shared ownership house purchase prices have been cut by up to 0.15%.

Two-, three- and five-year fixed house purchase products with a fee of £995 have also been cut up to 0.10% while, two- and three-year fixed house purchase 80% to 90% products with no fee have been lowered by 0.05%.

It has also introduced two- and five-year fixed residential and shared ownership house purchase products at 90% to 95% LTV with a £995 fee.

Meanwhile, Principality Intermediaries has made rate increases and decreases.

The lender’s Help to Buy (Wales) five-year fixed product at 75% LTV has been lowered by 0.15%.

The holiday let two-year fixed at 60% LTV product, with no fee has also been cut by 0.15%.

The lender has also increased rates on its residential products including its five-year fixed at 95% LTVs by 0.22%.

In the same range, the five-year fixed at 75% LTV fee free product has gone up by 0.11% and the two-year fixed at 80% LTV with no fee has also increased by 0.11%.

The BTL five-year fixes at 60% LTV have risen by up to 0.12% and five-year fixes at 75% LTV have increased by 0.10%.

In addition, joint borrower sole proprietor two- and five-year 80% LTV products and the five-year fixed 90% LTV product have all gone up by 0.10%.

Rates have also increased in Principality Intermediaries residential (with cashback), shared ownership and holiday let ranges.

Yesterday, Atom bank announced rate reductions of 0.25% across its fixed rate standard commercial mortgage range.