Well, what a year it’s been. I say it every year but, in terms of time flying, 2021 takes the biscuit!

But they say time flies when you’re having fun. And, while being busier than ever with work isn’t everyone’s idea of a good time, it sure is better than the alternative.

I was recently reading an old Christmas food magazine, looking for a recipe, and glanced at the editor’s note. She was reflecting on what a chaotic year it had been. ‘Little does she know what’s ahead,’ I thought to myself.

But everything is relative and, if it wasn’t Covid dominating our thoughts, and the headlines, no doubt it would be something else. It’s not dissimilar to when you hear  about others going through various struggles and think to yourself that you really should count your blessings. This feeling doesn’t last long and you’re soon back to bemoaning your own hardships.

There is every reason to be optimistic as there is already so much work in the pipeline

But we really should be grateful that, at least in the mortgage market, 2021 was a huge success in comparison to 2020. In fact, it’s been one of the best years on record for many businesses.

As we look ahead to 2022 there is every reason to be optimistic as there is already so much work in the pipeline.

Speaking of time flying, the self-nomination process for the Mortgage Strategy Awards is well under way and will close on 10 December, so get your entries in before it’s too late.

I truly hope you get the chance to take a proper break this festive season to spend time with loved ones. That means switching off the emails for at least a couple of days, though I know how difficult that is!

Wishing you all the happiest of Christmases and the best of everything for the New Year.