Zephyr Homeloans is further reducing its two and five-year fixed rate deals on properties up to 75% LTV, by 0.15 and 0.10 basis points (bps) respectively.

The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC): 3.44% on a two-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% product fee; and 4.59% on a five-year, fixed-rate, standard mortgage up to 65% LTV, with a 7% fee

Zephyr is also offering the following rates for properties with an EPC rating of D or E: 3.54% on a two-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee; and 4.64 % on a five-year, fixed-rate standard mortgage up to 65% LTV, with a 7% fee

The company is also introducing a 0% product fee option on its two-year mortgage products to provide a greater range of options for landlords.

Commenting on the changes Zephyr managing director Paul Fryers said: “We’re continuing to offer reduced rates to our brokers to enable them to provide a greater range of options for their landlord customers.”