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The top five insurance companies in the ranking had an average
The rankings also measured factors including direct loss to earned premium (EP) ratio and direct losses and defense and cost containment (DCC) expenses to EP ratio.
Scroll through to see which
Source:
Insurers with the largest homeowners market share
| Rank | Company | Marketshare(%) | YoYchange(%) | Directpremiumswritten($) | Directpremiumsearned($) | Directloss toEP ratio | Directloss andDCC toEP ratio |
| 20 | Amica | 0.71 | -0.04 | 1,230,248,232 | 1,181,271,268 | 50.66 | 52.43 |
| 19 | Mercury | 0.83 | 0.08 | 1,428,232,834 | 1,282,687,777 | 53.62 | 56.19 |
| 18 | CSAA | 0.89 | 0.02 | 1,532,637,689 | 1,417,916,024 | 51.03 | 51.39 |
| 17 | CincinnatiFinancial | 0.93 | 0.14 | 1,597,917,512 | 1,386,279,118 | 53.26 | 56.7 |
| 16 | Auto ClubEnterprises | 0.93 | 0.14 | 1,602,602,912 | 1,408,639,895 | 71.67 | 73.92 |
| 15 | Tokio Marine | 0.97 | 0.05 | 1,670,371,827 | 1,527,813,415 | 43.41 | 44.51 |
| 14 | UniversalInsuranceHoldings | 1.13 | -0.07 | 1,953,736,427 | 1,888,936,545 | 76.65 | 81.27 |
| 13 | Citizens PropertyInsuranceCorporation | 1.57 | -0.54 | 2,717,525,204 | 3,042,470,905 | 71.16 | 74.84 |
| 12 | Progressive | 1.90 | -0.04 | 3,273,723,634 | 3,160,299,508 | 41.72 | 42.47 |
| 11 | ErieInsurance | 1.93 | 0.18 | 3,328,629,871 | 2,983,752,799 | 68.77 | 70.54 |
| 10 | Auto-OwnersInsurance | 1.99 | 0.30 | 3,435,230,105 | 2,962,419,115 | 80.81 | 82.82 |
| 9 | Nationwide | 2.16 | -0.52 | 3,726,470,509 | 3,937,069,317 | 59.04 | 60.83 |
| 8 | Chubb | 2.54 | -0.02 | 4,393,716,436 | 4,143,126,263 | 42.47 | 42.88 |
| 7 | Travelers | 4.72 | -0.26 | 8,153,826,543 | 7,850,786,665 | 59.45 | 60.27 |
| 6 | AmericanFamilyInsurance | 4.99 | -0.38 | 8,618,178,670 | 7,790,512,257 | 62.51 | 63.42 |
| 5 | Farmers | 5.51 | -0.40 | 9,516,235,049 | 9,157,441,376 | 50.76 | 51.81 |
| 4 | LibertyMutual | 6.14 | -0.75 | 10,610,141,334 | 10,526,390,891 | 55.97 | 57.14 |
| 3 | USAA | 6.89 | 0.08 | 11,904,468,132 | 11,157,823,817 | 76.05 | 76.54 |
| 2 | Allstate | 8.97 | 0.05 | 15,489,753,100 | 14,467,897,171 | 55.52 | 57.14 |
| 1 | State Farm | 18.22 | 0.43 | 31,461,021,578 | 29,080,551,312 | 72.59 | 74.38 |
