Metro Bank has relaunched its 85 per cent LTV and 90 per cent LTV deals for residential borrowers.
The products comprise five-year fixed rates at 2.99 per cent and 3.29 per cent, respectively.
Both command a £999 product fee and are available for purchase or pound-for-pound remortgaging.
The lender says that applications for further advances over 80 per cent LTV will not be applicable for a loan.
It adds that customers who are currently on or have been furloughed recently will also not be able to apply.
Metro Bank director of mortgage distribution Charles Morley says: “We’re pleased to reintroduce these higher LTV rates on our five-year fixed rate mortgages.
“As physical valuations have returned – and our market gradually begins to reopen – we wanted to give greater choice to customers who can afford to borrow more, as well as those that are keen to step onto the housing ladder for the first time.”