Government bans evictions and announces additional protection for renters

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Emergency legislation will be taken forward as an urgent priority so that landlords will not be able to start proceedings to evict tenants for at least a three-month period.

The three month mortgage payment holiday announced on Tuesday will be extended to landlords whose tenants are experiencing financial difficulties due to coronavirus.

At the end of this period, landlords and tenants will be expected to work together to establish an affordable repayment plan, taking into account tenants’ individual circumstances.

The ‘pre-action protocol’ on possession proceedings for homeowners will now include private renters. This will support the necessary engagement between landlords and tenants to resolve disputes and landlords will have to reach out to tenants to understand the financial position they are in.

Landlords will be issued with guidance by the government to show compassion and to allow tenants who are affected by this to remain in their homes wherever possible.

The National Housing Federation and Local Government Association have welcomed the new support for social renters and made clear that no one should be evicted because of the coronavirus.

Home buyers who have used the government backed Help to Buy equity loan scheme will be offered interest payment holidays if they are struggling to pay due to coronavirus.

Housing Secretary Robert Jenrick MP said: “The government is clear – no renter who has lost income due to coronavirus will be forced out of their home, nor will any landlord face unmanageable debts.

“These are extraordinary times and renters and landlords alike are of course worried about paying their rent and mortgage. Which is why we are urgently introducing emergency legislation to protect tenants in social and private accommodation from an eviction process being started.

“These changes will protect all renters and private landlords ensuring everyone gets the support they need at this very difficult time.”

Reaction

Ben Beadle, chief executive of the National Residential Landlords Association, said: “Landlord groups welcomes government support. We recognise the exceptional circumstances and we will work collaboratively with government to ensure these measures protect both landlords and tenants

In a joint statement, the Residential Landlords Association and the National Landlords Association said they would like to see further measures taken including pausing the final phase of restricting mortgage interest relief to the basic rate of income tax due in April.

They added: “In addition we need to do all we can to prevent the spread of the coronavirus. There should be national guidelines for local authorities to suspend routine inspections of properties and a temporary halt on enforcement action where landlords are unable to fulfil certain required obligations because of the health risk posed to them, tenants and contractors.”