Vida Homeloans has launched a range of residential and buy-to-let fixed-rate products.  

The specialist lender says its residential range is available for first-time buyers and home movers, as well as remortgages, including capital raising for debt consolidation.   

The suite of products has a maximum loan size of up to £2m, with rates starting at 8.09% for a two-year term and 7.69% across a five-year term, and loan-to-value options at 75% and 85%. The range is available across all adverse tiers and is suitable for customers that have missed payments or county court judgements in recent years.  

The firm says on residential offers, a non-refundable £180 is payable on all applications, and a £995 product fee may be added to a loan above the maximum LTV. Standard valuation fees apply.  

The BTL selection includes products for amateur and professional landlords, those who want to purchase or remortgage houses in multiple occupation or multi-unit blocks, and expats in a wide range of countries across the world.   

The lender says the range covers “a broad range of property options” including flats above commercial units, ex-local authority flats, houses in multiple occupation and multi-unit blocks. Loans are available up to a maximum of £1m. Two and five-year fixed rates start at 7.49%, with LTVs at up to 80%, and 75% for expats.  

The firm says on BTL offers, a non-refundable £180 is payable on all applications, and a 2% product fee may be added to a loan above the maximum LTV. Standard valuation fees apply.  

Last week, the firm also relaunched a range of variable BTL and residential products.