It Just Got Easier to Discharge Student Loans On November 17, 2022 the Biden Administration announced new guidelines in how federal student loans will be treated in bankruptcy. The goal is to make the process for discharging student loans more consistent, clearer, and more fair. It appears these guidelines could make it easier to discharge A recent announcement from the Biden administration regarding the treatment of federal student loans in bankruptcy, may make it easier for student loans to be discharged.