Specialist lender Pepper Money has joined Mortgage Brian’s affordability based sourcing system.

Affordability Hub, launched in September 2019, finds products based on partner lenders’ affordability calculators and boasts of being able to display results in under a minute.

It is available for free to any fully registered user of Mortgage Brain’s other sourcing system, Criteria Hub.

Mortgage Brain sales and marketing director Neil Wyatt says that Affordability Hub is a “game changer”, adding that advisers “carry out hundreds of searches every hour on the platform,” with it providing a fully complaint audit trial when searches are carried out.

On its new partnerships, Pepper Money sales director Paul Adams says: “Affordability is an important consideration for brokers in choosing the right lender for their customers, and often the most suitable lender may not be one they first consider particularly if there is some complexity in the way the customers earn their income.

“As we take a hands-on approach to underwriting every application, there may be scenarios where we are better equipped to meet the customer’s needs than a high street lender. By considering a wider group of lenders, brokers can be confident they have sourced the best solution for their customers.”