Virgin Money debuts purchase, BTL remortgage exclusive ranges Mortgage Strategy

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Virgin Money has launched a range of purchase and landlord remortgage exclusive products, as well as cutting selected buy-to-let fixes by up to 150 basis points.  

The bank says its new exclusive purchase deals with free valuation include:  

  • A 65% loan to value two-year fixed-rate loan, with a £1,495 fee at 4.44%  
  • And a 90% LTV two-year fixed-rate deal, with a £1,495 fee at 4.90%  

Its exclusive purchase deals with £1,000 cashback and free valuation include:  

  • A 75% LTV two-year fixed-rate offer, with a £995 fee at 4.78%  
  • And an 85% LTV three-year fixed-rate loan, with a £995 fee at 4.74%  

The lender’s exclusive BTL remortgage deals for portfolio landlords include:  

  • A 50% LTV two-year fixed-rate deal, with a £3,995 fee at 4.73%  
  • And a 60% LTV five-year fixed-rate loan, with a £3,995 fee at 4.69%  

It adds that selected product transfer BTL fixed-rate deals are down by up to 150bps.  

Selected core BTL fixed-rate offers have been cut by up to 89bps.  

The bank adds that its remortgage exclusive range, with fixes from 65% to 75% LTV, has lifted by up to 25bps, and is now available from 3.99%. 


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